Welcome to the American Road.

American Credit Acceptance  manages more than $2 billion in assets and has successful relationships with the largest new and used car automotive retail groups in the U.S., as well as hundreds of additional franchised and independent dealerships. Headquartered in beautiful Spartanburg, South Carolina, ACA has a dedicated team of more than 1,000 associates, is accredited with the Better Business Bureau, and provides financing to emerging credit consumers in all 50 states.

 

Spartan Financial Partners, a division of ACA, specializes in providing capital solutions, including Lines of Credit and Bulk Purchases, for buy here pay here dealers and independent auto finance companies across the country.

Let us help you
grow your business.

Franchise Dealerships

We have successful relationships with many of the top automotive groups as well as franchise dealerships in all 50 states.

Independent Dealerships

We are a proud National Corporate Partner of the NIADA, National Independent Automobile Dealers Association, and we partner with Independent Dealerships across the country.

BUY HERE PAY HERE DEALERSHIPS

Spartan Financial Partners, a division of ACA, specializes in providing capital solutions, including Lines of Credit and Bulk Purchases, for Buy Here Pay Here dealers and Independent Auto Finance companies coast-to-coast.

Motorcycle Dealerships

Our Motorcycle Division partners with Motorcycle Dealerships across the country to finance emerging credit customers.

Our Goal is Simple.

American Credit Acceptance is dedicated to providing a positive experience for both our dealer partners and our customers. We partner with automotive dealers who are interested in increasing their monthly car sales, gaining new customers, and helping those customers purchase affordable and reliable transportation.